With the current escalating cost for hospitalization and treatment, it is only practical to secure medical insurance plans for you and your loved ones. For corporate undertakings, we can provide top executives with reliable plans as well. Our medical insurance partners can provide you with a budget-friendly, flexible and tailor-fitted coverage that’s designed for all ages. Depending on one’s needs, we offer both local and international plans, to ensure you of a worry-free lifestyle.
HMO, otherwise known as Health Maintenance Organization, catering to individuals and corporate employees, need not be expensive. Through our healthcare partners, we can provide our clients with comprehensive plans according to their needs. This is suited for small and medium enterprises, as well as Business Processing Outsourcing entities. Other than that, we can also provide needs for individual families.
Travelling on business or pleasure, domestic or international, we can offer protection that covers medical, accident and travel inconvenience. And in this time of pandemic, there are providers that can address Covid-19.
Protecting your properties, vehicles, and other assets, both personal and business, is one of the smartest decisions one can make. With the help of our top-performing insurance providers, we can help protect you and your assets from the financial impact of risks, liabilities, and legal actions arising from unwanted events.
Mandatory Insurance Coverage
Compulsory Third Party Liability
This is a mandatory requirement prescribed by the Land Transportation Office (LTO) for the registration or renewal of one’s vehicle. It covers death or bodily injury of a third party in case of a road accident.
Public Liability Insurance
This is an insurance coverage required by most Local Government Units (LGUs) prior to the issuance of a business permit. Or before granting the necessary license to operate a business by the Department of Trade and Industry (DTI).
Comprehensive Motor Insurance
The most preferred type of cover provides protection for motor vehicles (individual or fleet), motorcycles or commercial trucks against loss in the event of an accident, theft, or damage caused by natural occurrences.
Fire and Allied Perils
Fire Insurance covers one’s property against losses due to fire and/or lightning. It may also include coverage against loss by earthquake and windstorm. Allied perils’ extensive covers against flood. explosion, smoke, riot &/or strike, and malicious damage. Other extended covers may include: burglary, plate glass coverage, machinery breakdown, water damage caused by fire, and business interruption or loss of profit.
Personal Accident (PA) Insurance
A policy that covers the insured from expenses incurred due to an accident. It provides medical reimbursements for the treatment of injuries, and compensation for the permanent total dismemberment and loss of sight, speech, and hearing. If not death.
This provides the Overseas Filipino Workers (OFWs) financial security and peace of mind from financial loss as a result of Accidental Death, Permanent Total Disability, Accident Medical Reimbursement, Educational Assistance, Personal Liability and various Extensions of Cover.
Comprehensive General Liability (CGL)
A broad policy that protects business owners / operators from liability to third parties such as customers who suffer bodily injury and/or property damage arising from the business activities and occurring within the premises of the business.
Marine Cargo Insurance
This covers losses of cargoes being transported either by air, land or sea, subject to the limits., conditions and warranties of the policy contract.
This is a financial instrument that ties the Principal, the Obligee and the Surety; where in the Surety assures the Obligee that the Principal shall fulfill their obligations under the contract agreed upon. There are insurance providers that will guarantee your scheduled payments, interests, principals and various securities in case of a payment default.
This will safeguard the risks faced by ongoing construction projects, installation projects, and machines and equipment in project operation. These are lines, such as: Contractor’s All Risks Insurance (CAR); Erection All Risks Insurance (EAR); Boiler and Pressure Vessel Insurance; and many more.
Securing the future, for your family and loved ones, is a very important goal. IFRC, alongside our International Investment Partners, can provide you with insights on offshore investments and protection solutions. We cater to both Individual and Corporate needs.
A Life Insurance Plan that can blend whole of life and term life coverage with
Life Insurance plans that guarantee payment of a stated death benefit if the covered person dies during a specified term.
Provides additional coverage for major health illnesses and unloads your financial burden.
There are flexible regular savings plans with underlying assets from vetted quality global funds designed for those who wish to save for their future, to address educational fees, supplementing income retirement, and other purposes.
There are lump sum investment instruments that aim to build wealth for the future. There are hassle free plans focused on individuals or entities with moderate amounts to invest from a selection of more than 350 funds from some of the world’s leading fund managers. To top it all, there is no bid or offer spread in changing funds.